Banking, refined for the modern world.
Move money in seconds, earn 4.25% APY on savings, and manage every account from one elegant app — backed by bank-grade security.
- $48B
- Assets secured
- 2.1M+
- Customers
- 4.9★
- App Store rating
Expert guidance for your financial future
Personalised banking tailored to you
Serving thousands of clients worldwide
Premium wealth management services
Trusted by industry leaders and integrated with
Everything you need. Nothing you don't.
A complete financial toolkit, designed with the same care as the most considered consumer products.
Instant transfers
Send money to anyone in seconds with zero fees on domestic transfers.
Bank-grade security
256-bit encryption, biometric login, and 24/7 fraud monitoring on every account.
Earn 4.25% APY
Industry-leading rates on savings with no minimums and no hidden fees.
Global by default
Hold 30+ currencies and spend abroad at the real exchange rate.
Beautifully simple app
Manage every account, card, and investment from one elegant interface.
Privacy first
We never sell your data. Granular controls keep your finances yours.
Your money, beautifully organized.
Real-time balances, smart categorization, and effortless payments — all wrapped in an interface you'll actually enjoy using.
- Multi-account dashboards with custom views
- Smart budgets that learn how you spend
- Instant virtual cards for safer online checkout
- Spending insights with AI-powered summaries
Total balance
$128,492.10
Checking
$12,840
Savings
$94,210
Invest
$21,442
Apple
Subscription
Payroll
Deposit
Whole Foods
Groceries
Simple, transparent pricing.
Personal
Free
Everything you need for day-to-day banking.
- No monthly fees
- Free ATM network
- 4.25% APY savings
- Virtual cards
Premier
$12/mo
For travelers and high earners.
- All Personal features
- Metal card, no FX fees
- Airport lounge access
- Dedicated concierge
Business
From $25/mo
Banking built for modern teams.
- Team cards with controls
- Accounting integrations
- ACH & wire automations
- API access
What our clients say
“Switching to Standard Royal Trust felt like upgrading from a flip phone to a smartphone. Everything just makes sense.”
“Our team manages payroll, expenses, and FX in one place. It saved us a finance hire.”
“The savings rate is real, the support is human, and the app is genuinely a joy to use.”
Open your account in two minutes.
No paperwork, no waiting. Just a faster, smarter way to manage your money.